Transfer balances from high-rate credit cards to a low-rate MACU Visa!* No transfer fee on transfers of $250 or more Low 4.99% APR* for up to 18 months No annual or over-limit fee Zero liability if your card is lost or stolen Easy, low minimum payments Same-day approval Call, visit a branch or speak with a member service representative for more information. *All credit card limits are based on your personal credit history. Other restrictions may apply. All rates quoted are subject to change without notice. APR rate then reverts back to the assigned rate after 18 months. Offer may end at any time. No transfer fee on transfers greater than $250.