options of Student Banking
With a MACU student checking account, you’ll enjoy the same great benefits all of our members enjoy.
- Access to your account in our branches, online or by smartphone/tablet
- No minimum balance required
- No monthly service charge
- No per-check charge
- Free online banking and online bill pay
- Optional overdraft protection
- Free e-Statements
- 24/7 access via online and mobile banking
The MACU Smart Option Student Loan® by Sallie Mae® allows students to pay for college with three great repayment options and competitive interest rates! This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.
- Competitive fixed and variable interest rates
- No origination fees and no prepayment penalty
- Multiple in-school repayment options
- Rates that reward creditworthy borrowers
- 24/7 online account management
Every year, MACU offers three different college scholarships to qualifying high school seniors and to those in their first or second year in college.
No matter where they are, our student members have access to their accounts through a nationwide network of 5,000+ shared branches and surcharge-free ATMs.