options of Student Banking
With a MACU student checking account, you’ll enjoy the same great benefits all of our members enjoy.
- Access to your account in our branches, online or by smartphone/tablet
- No minimum balance required
- No monthly service charge
- No per-check charge
- Free online banking and online bill pay
- Optional overdraft protection
- Free e-Statements
- 24/7 access via online and mobile banking
Student Loans: The Smart Option Student Loan® for Members Advantage Credit Union by Sallie Mae®
For borrowers attending degree-granting institutionsNow, you can pay for college the smart way with three great repayment options and competitive interest rates! This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.
The Smart Options Student Loan features and benefits:
- Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
- No origination fee and no prepayment penalty
- Benefits and an interest rate reduction available
- Rates that reward creditworthy borrowers
- Applying with a creditworthy cosigner may help you qualify
- 100% US-based Student Loan Specialists
Click here to get started
Every year, MACU offers two different college scholarships to qualifying high school seniors and to those in their first or second year in college.
No matter where they are, our student members have access to their accounts through a nationwide network of 5,000+ shared branches and surcharge-free ATMs.
Current MACU offers
For a limited time, when you transfer a credit card balance to your MACU Visa card, you’ll get a 4.99% APR for 18 months* and no transfer fee on balance transfers of $250 or more!
It's prime car-buying season! With car rates as low as 1.99% APR*, MACU offers some of the lowest rates in the region! Get yourself in that new car or truck you've been dreaming about!