Discover the
options of Student Banking

Student Checking

With a MACU student checking account, you’ll enjoy the same great benefits all of our members enjoy.

  • Access to your account in our branches, online or by smartphone/tablet
  • No minimum balance required
  • No monthly service charge
  • No per-check charge
  • Free online banking and online bill pay
  • Optional overdraft protection
  • Free e-Statements
  • 24/7 access via online and mobile banking

Student Loans: The Smart Option Student Loan® for Members Advantage Credit Union by Sallie Mae®

For borrowers attending degree-granting institutions

Now, you can pay for college the smart way with three great repayment options and competitive interest rates! This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

The Smart Options Student Loan features and benefits:
  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No origination fee and no prepayment penalty
  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists

Click here to get started

Student Banking

College Scholarships

Every year, MACU offers two different college scholarships to qualifying high school seniors and to those in their first or second year in college.

Learn More >

Shared Branching

No matter where they are, our student members have access to their accounts through a nationwide network of 5,000+ shared branches and surcharge-free ATMs.

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Current MACU offers

Rev Up Your Auto Loan

Ready to hit the road? Let us help you rev up your plans with an unbeatable auto loan. Whether it's a new adventure or a relaxing getaway, our low-rate auto loans will get you there. Don't miss out—take the wheel of your dream car today!

Call or stop by any branch to learn more!



Switch to Kasasa

Make the switch to financial freedom today! Experience the ease and rewards of our free Kasasa Checking account. Say goodbye to monthly fees and hello to a brighter financial future. Join us now and enjoy banking that works for you.

Call or stop by any branch to learn more!


Member Appreciation Member Only Lunch


Calling all MACU members! Get ready to fire up the grill, turn up the fun, and indulge in mouthwatering food at our exclusive members-only cookout.
So mark your calendars for August 4th and bring your appetite, your good vibes, and your appetite for fun. This is your chance to connect with your fellow MACU members, forge new friendships, and create lasting memories.
Don't miss out on this exclusive event! Get ready to savor the flavors of summer and celebrate the incredible MACU community. See you there!