Discover the
options of Student Banking

Student Checking

With a MACU student checking account, you’ll enjoy the same great benefits all of our members enjoy.

  • Access to your account in our branches, online or by smartphone/tablet
  • No minimum balance required
  • No monthly service charge
  • No per-check charge
  • Free online banking and online bill pay
  • Optional overdraft protection
  • Free e-Statements
  • 24/7 access via online and mobile banking

Student Loans

The MACU Smart Option Student Loan® by Sallie Mae® allows students to pay for college with three great repayment options and competitive interest rates! This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

  • Competitive fixed and variable interest rates
  • No origination fees and no prepayment penalty
  • Multiple in-school repayment options
  • Rates that reward creditworthy borrowers
  • 24/7 online account management
Online Application Coming Soon!

Student Banking

College Scholarships

Every year, MACU offers three different college scholarships to qualifying high school seniors and to those in their first or second year in college.

Learn More >

Shared Branching

No matter where they are, our student members have access to their accounts through a nationwide network of 5,000+ shared branches and surcharge-free ATMs.

Learn More >

Current MACU offers

Low Rates

Auto Loan
Rates as low as 1.99% APR*
Home Equity Line of Credit
Rates as low as 1.99% APR for one year or 2.99% APR for two years***
Advantage Loans
Rates beginning as low as 6.00% APR*
6 Mo. Certificate
0.010% A.P.Y.
8 Mo. Certificate
0.010% A.P.Y.
12 Mo. Certificate
0.100% A.P.Y.
18 Mo. Certificate
0.100% A.P.Y.
24 Mo. Certificate
0.150% A.P.Y.
Max Money Market
$25,000 - $49,999 - 0.300% A.P.Y. | $50,000+ - 0.350% A.P.Y.
Advantage Savings
$5,000 - $9,999 - 0.100% A.P.Y. | $10,000 - $24,999 - 0.120% A.P.Y. | $25,000 - $49,999 - 0.150% A.P.Y. | $50,000+ - 0.150% A.P.Y.
Visa Platinum
Rates beginning as low as 8.50% A.P.R.*** and 1.99% A.P.R. on all balance transfers!**
RVs, Boats, and Motorcycles
Rates beginning as low as 5.75% A.P.R.*