Student Banking

Discover the
options of Student Banking

Student Checking

With a MACU student checking account, you’ll enjoy the same great benefits all of our members enjoy.

Access to your account in our branches, online or by smartphone/tablet
No minimum balance required
No monthly service charge
No per-check charge
Free online banking and online bill pay
Optional overdraft protection
Free e-Statements
24/7 access via online and mobile banking

Student Loans: The Smart Option Student Loan^® for Members Advantage Credit Union by Sallie Mae^®

For borrowers attending degree-granting institutions

Now, you can pay for college the smart way with three great repayment options and competitive interest rates! This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

The Smart Options Student Loan features and benefits:

Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
No origination fee and no prepayment penalty
Benefits and an interest rate reduction available
Rates that reward creditworthy borrowers
Applying with a creditworthy cosigner may help you qualify
100% US-based Student Loan Specialists

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Student Banking

College Scholarships

Every year, MACU offers two different college scholarships to qualifying high school seniors and to those in their first or second year in college.

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Shared Branching

No matter where they are, our student members have access to their accounts through a nationwide network of 5,000+ shared branches and surcharge-free ATMs.

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