Routing Number: 271291460 (219) 874-6943 - Michigan City, IN (219) 762-6228 - Portage, IN    

Enjoy convenience
with our new Mobile Wallet!

Our new mobile wallet will let you turn your cell phone into a wallet!

Download the App

For members with access to APPLE PAY, GOOGLE PAY, or  SAMSUNG PAY*, just go to either APPLE STORE or GOOGLE PLAY STORE and download your preferred App.

Samsung pay works only on certain Samsung models and with certain carriers - otherwise members need to use Google Pay*.

Mobile Banking Disclosures



Android, Apple and the Google Play logos are registered trademarks.

If after downloading your preferred mobile payment app from either the Apple or the Play Store, and you are not able to use the app, consider watching these short videos below that walk you through the process of how to link your MACU debit card for mobile payments. 

How to set up Google Play - How to create account - How to setup GPAY account

How to set up Apple Pay on iPhone

How to set up Samsung Pay*

*Samsung Pay works only with the following carriers and devices: AT&T, Cricket, metroPSC, Sprint, T-Mobile, Verizon, and US Cellular.

Supported Samsung devices:

- Galaxy Note 5
- Galaxy S6, Galaxy S6 active, Galaxy S6 Edge, and Galaxy Edge+
- Galaxy S7 and Galaxy S7 edge

Security is Our Promise

MACU is dedicated to keeping your information secure. While using Online Banking, Bill Pay and the MACU mobile app, we use state-of-the-art industry-standard security features to protect your private, personal, and financial information.

We use a layered security approach in which many layers of protection stacked together provide the most secure environment possible.

Enhanced Login Security

Enhanced Login Security is a feature that helps protect your Online Banking account and helps make your Online experience as secure as possible. Enhanced Login Security monitors and detects any uncharacteristic or unusual behavior involving your online account and, if anything out of the ordinary is detected, takes extra steps to verify your identity.


Encryption scrambles information while it's in transit between your computer and our Online Banking servers. Using industry standard strength encryption (256-bit Secure Sockets Layer - SSL), we're able to protect your information so that it can't be read by anyone but us.

All of the pages within Online Banking and Bill Pay are protected with encryption, therefore protecting your private, personal, and financial information.

Network Security

Using various industry standard methods including Anti-Virus software, Firewalls, and Intrusion Detection and Prevention systems, we protect your private personal, and financial information.

We use a layered security approach in which many layers of protection stacked together provide the most secure environment possible.


Current MACU offers

Switch to Kasasa

Make the switch to financial freedom today! Experience the ease and rewards of our free Kasasa Checking account. Say goodbye to monthly fees and hello to a brighter financial future. Join us now and enjoy banking that works for you.

Call or stop by any branch to learn more!


ATM's and Branches Wherever You Go With College Banking


Are you ready to embark on your college journey? MACU is here to support you every step of the way with our exclusive College Banking and Shared Branching services.

Get Smart About Your Finances: As a college student, you need a banking partner that understands your unique needs. With MACU's College Banking, you'll enjoy no monthly service charges, convenient online and mobile banking access, and access to thousands of surcharge-free ATMs nationwide. It's time to take control of your financial future.

Connect Anywhere: Our Shared Branching network ensures that no matter where your studies take you, you'll have convenient access to your accounts. With over 5,000 shared branches nationwide, you can make deposits, withdrawals, and more, just as if you were at your local MACU branch.

Your Campus, Your Branch: Discover the freedom of banking wherever you go. MACU's College Banking and Shared Branching services provide the flexibility and convenience you need to manage your finances, so you can focus on what matters most: your education.

Join us today and experience the MACU difference. Contact us to learn more about our College Banking and Shared Branching services. Let us be your trusted financial companion throughout your college years and beyond.


Shared Branching

College Banking



Unlocking Financial Growth: The Benefits of a Certificate of Deposit (CD)


As a Members Advantage Credit Union (MACU) member, you can access various financial products designed to help you achieve your goals and secure your financial future. One product that deserves your attention is the Certificate of Deposit (CD). We will explore the numerous benefits of investing in a CD and how it can be a valuable addition to your financial strategy. So let's dive in and discover why having a CD is a smart move for our members. 


Guaranteed Returns: 

When you open a CD, you can enjoy peace of mind with guaranteed returns. Unlike other investment options, CDs offer a fixed interest rate that remains consistent throughout the term of your investment. Regardless of market fluctuations, your money is safe and will continue growing steadily.   

Frank, President of MACU: "A CD provides our members a secure and reliable way to grow their savings. With guaranteed returns, it's a valuable tool for achieving financial stability." 


Higher Interest Rates: 

Compared to traditional savings accounts, CDs often offer higher interest rates. This means that your money can grow faster, allowing you to maximize your savings. At MACU, we strive to provide our members with competitive rates, and our CD options are designed to help you make the most of your hard-earned money. 


Diverse Term Options: 

MACU offers a variety of CD terms to suit your financial goals and preferences. Whether you are looking for a short-term investment or a longer-term commitment, we have options that cater to your needs.  


Flexibility and Convenience: 

At MACU, we understand the importance of flexibility and convenience in managing your finances. Our CDs offer options such as automatic renewal, allowing you to roll over your investment when the term ends seamlessly. You can also opt for interest payments at regular intervals or let the interest compound, increasing your overall returns. 


NCUA Insurance: 

The National Credit Union Administration (NCUA) insures all MACU CDs up to the maximum amount allowed by law. This means that your investment is protected, providing an added layer of security for your financial future.


As a member of MACU, you have access to a powerful financial tool – the Certificate of Deposit (CD). By investing in a CD, you can enjoy guaranteed returns, higher interest rates, and the flexibility to tailor your investment to your needs. Take advantage of the diverse term options and the peace of mind with NCUA insurance. Start growing your savings with MACU today and unlock the benefits of a CD. 

Remember, as Frank, the President of MACU, emphasizes, "A CD is a valuable tool for our members to secure their financial future and achieve their goals. We are committed to providing products that support their financial growth." 

So, why wait? Please speak to our knowledgeable team or visit our website to explore our CD options and start your journey toward financial success. 


Disclaimer: This blog is for informational purposes only and should not be considered financial advice. Please consult with a qualified financial advisor before making any investment decisions.