Routing Number: 271291460 (219) 874-6943 - Michigan City, IN (219) 762-6228 - Portage, IN    

Whether you're an undergraduate or graduate student, get money for school from Sallie Mae. Student loans from MACU in partnership with Salle Mae® could help!

Sallie Mae® higher education loans are designed for the needs of undergraduates or graduate students.

- Competitive interest rates
- Multiple repayment options
- No origination fees; no prepayment penalty

Smart Option Student Loan® for Undergraduate Students

Plus, the graduate loan suite is designed to meet the needs of students in specific fields of study.

Find out which loan is right for you

Borrow responsibly
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank or a lender partner. MACU is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Smart Option Student Loan and graduate loan products: This information is for students attending participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Borrowers must be U.S. citizens or U.S. permanent residents if the school is located outside of the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

1 Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.

© 2020 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

Current MACU offers

Switch to Kasasa

Make the switch to financial freedom today! Experience the ease and rewards of our free Kasasa Checking account. Say goodbye to monthly fees and hello to a brighter financial future. Join us now and enjoy banking that works for you.

Call or stop by any branch to learn more! 

https://www.macuonline.org/products-services/checking

 

ATM's and Branches Wherever You Go With College Banking

 

Are you ready to embark on your college journey? MACU is here to support you every step of the way with our exclusive College Banking and Shared Branching services.

Get Smart About Your Finances: As a college student, you need a banking partner that understands your unique needs. With MACU's College Banking, you'll enjoy no monthly service charges, convenient online and mobile banking access, and access to thousands of surcharge-free ATMs nationwide. It's time to take control of your financial future.

Connect Anywhere: Our Shared Branching network ensures that no matter where your studies take you, you'll have convenient access to your accounts. With over 5,000 shared branches nationwide, you can make deposits, withdrawals, and more, just as if you were at your local MACU branch.

Your Campus, Your Branch: Discover the freedom of banking wherever you go. MACU's College Banking and Shared Branching services provide the flexibility and convenience you need to manage your finances, so you can focus on what matters most: your education.

Join us today and experience the MACU difference. Contact us to learn more about our College Banking and Shared Branching services. Let us be your trusted financial companion throughout your college years and beyond.

 

Shared Branching

College Banking

 

 

Unlocking Financial Growth: The Benefits of a Certificate of Deposit (CD)

 

As a Members Advantage Credit Union (MACU) member, you can access various financial products designed to help you achieve your goals and secure your financial future. One product that deserves your attention is the Certificate of Deposit (CD). We will explore the numerous benefits of investing in a CD and how it can be a valuable addition to your financial strategy. So let's dive in and discover why having a CD is a smart move for our members. 

 

Guaranteed Returns: 

When you open a CD, you can enjoy peace of mind with guaranteed returns. Unlike other investment options, CDs offer a fixed interest rate that remains consistent throughout the term of your investment. Regardless of market fluctuations, your money is safe and will continue growing steadily.   

Frank, President of MACU: "A CD provides our members a secure and reliable way to grow their savings. With guaranteed returns, it's a valuable tool for achieving financial stability." 

  

Higher Interest Rates: 

Compared to traditional savings accounts, CDs often offer higher interest rates. This means that your money can grow faster, allowing you to maximize your savings. At MACU, we strive to provide our members with competitive rates, and our CD options are designed to help you make the most of your hard-earned money. 

 

Diverse Term Options: 

MACU offers a variety of CD terms to suit your financial goals and preferences. Whether you are looking for a short-term investment or a longer-term commitment, we have options that cater to your needs.  

  

Flexibility and Convenience: 

At MACU, we understand the importance of flexibility and convenience in managing your finances. Our CDs offer options such as automatic renewal, allowing you to roll over your investment when the term ends seamlessly. You can also opt for interest payments at regular intervals or let the interest compound, increasing your overall returns. 

  

NCUA Insurance: 

The National Credit Union Administration (NCUA) insures all MACU CDs up to the maximum amount allowed by law. This means that your investment is protected, providing an added layer of security for your financial future.

 

As a member of MACU, you have access to a powerful financial tool – the Certificate of Deposit (CD). By investing in a CD, you can enjoy guaranteed returns, higher interest rates, and the flexibility to tailor your investment to your needs. Take advantage of the diverse term options and the peace of mind with NCUA insurance. Start growing your savings with MACU today and unlock the benefits of a CD. 

Remember, as Frank, the President of MACU, emphasizes, "A CD is a valuable tool for our members to secure their financial future and achieve their goals. We are committed to providing products that support their financial growth." 

So, why wait? Please speak to our knowledgeable team or visit our website to explore our CD options and start your journey toward financial success. 

  

Disclaimer: This blog is for informational purposes only and should not be considered financial advice. Please consult with a qualified financial advisor before making any investment decisions.