MACU Rates

Rates as of 7/21/17

Deposit

 

Product

Rate

6 Mo. Certificate

0.010% A.P.Y.

8 Mo. Certificate

0.010% A.P.Y.

12 Mo. Certificate

0.100% A.P.Y.

18 Mo. Certificate

0.100% A.P.Y.

24 Mo. Certificate

0.150% A.P.Y.

30 Mo. Certificate

0.250% A.P.Y.

36 Mo. Certificate

0.650% A.P.Y.

42 Mo. Certificate

0.700% A.P.Y.

48 Mo. Certificate

0.900% A.P.Y.

54 Mo. Certificate

0.900% A.P.Y.

60 Mo. Certificate

1.210% A.P.Y.

72 Mo. Certificate

1.310% A.P.Y.

84 Mo. Certificate

1.460% A.P.Y.

Regular Savings

0.100% A.P.Y.

Checking with Interest

0.050% A.P.Y.

Max Money Market

$25,000 - $49,999 - 0.300% A.P.Y.

 

$50,000+ - 0.350% A.P.Y.

Advantage Savings

$5,000 - $9,999 - 0.100% A.P.Y.

 

$10,000 - $24,999 - 0.120% A.P.Y.

 

$25,000 - $49,999 - 0.150% A.P.Y.

 

$50,000+ - 0.150% A.P.Y.

Advantage Checking

0.050% A.P.Y. for balances $2,500 - $19,999

 

0.150% A.P.Y. for balances $20,000+

IRA Savings

0.150% A.P.Y.

IRA Certificates

Rates & terms for IRA Certificates of deposits are the same rates & terms as shown for normal Certificates of deposits.

* A.P.Y. = Annual Percentage Yield. Unless otherwise stated, dividends will be compounded monthly on certificates of deposits & I.R.A Certificates of Deposits. For the Regular savings, Advantage "Money Market" savings, & I.R.A. Savings accounts, dividends are compounded every month and paid quarterly based on the average daily computation method. A minimum deposit of $1,000.00 is required for all types of Certificates of Deposit. All Yield rates & terms are subject to change daily and without notice.

Product

Rate

Secured - New & Used Autos

Rates beginning as low as 1.99% A.P.R.*

RVs, Boats, and Motorcycles

Rates beginning as low as 5.75% A.P.R.*

Signature Loans

Rates beginning as low as 7.99% A.P.R.*

Advantage Loans

Rates beginning as low as 6.00% A.P.R.*

Savings and Certificate Secured

Current Savings or Certificate rate plus 3.00%*

First Mortgage Loans

Rate changes daily - Contact us

Home Equity Line of Credit

Rates as low as 1.99% A.P.R. for one year or 2.99% A.P.R. for two years***

Visa Platinum

Rates beginning as low as 9.25% A.P.R.*** and 1.99% A.P.R. on all balance transfers!**

Visa Gold

Rates beginning as low as 11.25% A.P.R.*** and 1.99% A.P.R. on all balance transfers!**

Visa Classic

Rates beginning as low as 14.25% A.P.R.*** and 1.99% A.P.R. on all balance transfers!**

*A.P.R. = Annual Percentage Rate. Note: The current annual percentage rate {A.P.R.} is described as a "beginning as low as" rate. ** Balance transfer A.P.R. is for new accounts only & does not include current MACU credit card transfers. Your A.P.R. may vary. *** The VISA™ rate & Home Equity Advantage Line of Credit is determined by adding a margin to an Index. The "Index" is the "Prime Rate" of interest appearing in the Money Rates section of the Wall Street Journal published on the 15th business day of each calendar month. The interest rates will adjust monthly and will not exceed the maximum allowed by law. All loans and rates are based subject to your own personal credit history. You may or may not receive the "beginning as low as" rate advertised because all loans and rates are subject to your own personal credit. Rates and terms are subject to change without notice. Please call the office at 219-874-6943 or toll free at 1-877-874-6943 for further information.