Routing Number: 271291460 (219) 874-6943 - Michigan City, IN (219) 762-6228 - Portage, IN    

Shop local inventory and get pre-approved with MACU

Introducing a new way to find your next new or pre-owned vehicle. 

Shop today with ease and convenience on MACU's online auto buying website. 

  • Over 4 million vehicles from local dealerships
  • Build out your dream car or search local inventory
  • Save time and money with pre-approval
  • Free CarFax®, vehicle comparisons, and more!

Refinance your existing auto loan with MACU

Refinance your auto loan with MACU, and you could pay even less each month.

  • Lower your rate
  • Lower your monthly car payments




 *The current APR is described as a "beginning as low as" rate. All loans and rates are based subject to your own personal credit history. You may or may not receive the "beginning as low as" rate advertised because all loans and rates are subject to your own personal credit. Rates and terms are subject to change without notice.

Lowest Financing of the season!

Great News! Loan Deals Extended Due to Popular Demand

In August, we celebrated our members with our exclusive Member Appreciation loan offers, featuring the lowest financing rates of the season. The response was incredible, and we’re excited to announce that these amazing deals have been extended!

Now’s your chance to take advantage of a 5.99% APR** on a HELOC or reduce your monthly payments by financing your new or used car loan* with MACU. We’re committed to bringing the best financial solutions to our community, and this is your opportunity to save big.

Don’t miss out—reach out to us today or apply online to secure these limited-time offers!

 

Cannot combine other offers/discounts. Offers good through 9/30/24. Offers subject to change. MACU is not responsible for errors in advertising. *Rate based on credit history. Floor rate 4.99% APR. Offer valid for qualified applicants. Does not apply to current MACU auto loans. Rate based on credit history. **Rate is 5.99% APR for 12 months. After 12 months, rate reverts back to standard rate. All loans based on personal credit history. Must qualify. Rate and terms are subject to change without notice.

Get an estimate for your new auto payment

Use this auto loan calculator to estimate monthly payments on your next new or used loan. Enter the vehicle purchase price, down payment, trade-in value (if applicable), interest rate and number of monthly payments to calculate your monthly car loan payments.

See below for an example of an estimate for the following rates as proxy descriptions to estimate your loan rate:

 

  48 mo.    |   60 mo.   |     72 mo.

Excellent Credit History

4.09% APR |  4.49% APR | 5.75% APR

Good Credit History

4.49% APR | 4.75% APR  | 5.75% APR

Fair Credit History

9.49% APR | 9.75% APR  |    N/A
 
 

Payment Calculator

Current MACU offers

Members Appreciation Loans Extended

Great News! Loan Deals Extended Due to Popular Demand

Switch to Kasasa

Make the switch to financial freedom today! Experience the ease and rewards of our free Kasasa Checking account. Say goodbye to monthly fees and hello to a brighter financial future. Join us now and enjoy banking that works for you.

Call or stop by any branch to learn more! 

https://www.macuonline.org/products-services/checking

 

ID Protect

IDProtect provides the following protections for you and your joint account holders, all for only $2.00 a month.