Enjoy convenience & security
with MACU checking accounts
- Use your debit card
- Log in to online banking
- Sign up for e-statements
Choose the Kasasa account with the rewards you want.

Kasasa® Cash
Get an above-market interest rate with Kasasa® Cash.
Click to Apply
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Cash Details
- Free checking that pays high dividends
- 2.02% APY* on balances up to $5,000
- 2.02% to 0.10% APY on balances over $5,000 depending on balance in account*
- 0.05% APY* if qualifications aren't met
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- No minimum balance to earn rewards
- No monthly service fee
- Free online banking
- Online bill pay
- Free mobile banking
- Free e-statements
- Free Visa® debit card
- Nationwide shared branches via the CO-OP network
- Nationwide surcharge-free ATMs via the CO-OP & Alliance One networks
- Unlimited monthly transactions
- No minimum deposit to open
It's so easy to qualify, you're probably already doing it! To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled in and agree to receive e-statements
- Be enrolled in and log into online banking
That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!

Kasasa® Cash Back
Cash Back Details
- Free checking that pays you back
- 4.00% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $200 in purchases monthly
- Earn up to $96 cash back per year, $8 per month
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- No minimum balance to earn rewards
- No monthly service fee
- Free online banking
- Online bill pay
- Free mobile banking
- Free e-statements
- Free Visa® debit card
- Nationwide shared branches via the CO-OP network
- Nationwide surcharge-free ATMs via the CO-OP & Alliance One networks
- Unlimited monthly transactions
- No minimum deposit to open
- Have at least 12 debit card purchases post and settle
- Be enrolled in and agree to receive e-statements
- Be enrolled in and log into online banking at least once
That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash Back account is still free. And you can get right back to earning your cash rewards the very next month!

Kasasa® Tunes
Click to Apply
Disclosure >
Tunes Details
- Earn $20 iTunes® or Amazon® credit upon initial account opening*
- Earn $10 every month in iTunes® or Amazon® credit
- No minimum balance required
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- No minimum balance to earn rewards
- No monthly service fee
- Free online banking
- Online bill pay
- Free mobile banking
- Free e-statements
- Free Visa® debit card
- Nationwide shared branches via the CO-OP network
- Nationwide surcharge-free ATMs via the CO-OP & Alliance One networks
- Unlimited monthly transactions
- No minimum deposit to open
- Have at least 12 PIN-based/signature-based debit card purchases
- Be enrolled in and agree to receive e-Statements
- Be enrolled in and log into online banking at least once
Want to learn more about Kasasa® before applying?
Please be sure to include your name, email address, and phone number, along with your preferred contact method, and we will be in touch with you soon.
Request More InfoChecking
MACU Kasasa® checking accounts are backed by our commitment to convenience, customer service and account security. By choosing a MACU Kasasa® checking account, you'll enjoy:
- Access to your account in our branches, online or by smartphone/tablet
- Real-time fraud monitoring
- No monthly service charges
- Free online banking and online bill pay
- Overdraft protection
- e-Statements
- No annual or monthly usage fees
- Surcharge-free access to nearly 5,000 ATMs nationwide
Current MACU offers
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https://www.macuonline.org/lending/auto-loan
Make the switch to financial freedom today! Experience the ease and rewards of our free Kasasa Checking account. Say goodbye to monthly fees and hello to a brighter financial future. Join us now and enjoy banking that works for you.
Call or stop by any branch to learn more!
https://www.macuonline.org/products-services/checking