Enjoy convenience & security
with MACU checking accounts

Free checking accounts that reward you? Count us in! Kasasa® checking accounts reward you just for doing things that you're probably already doing, like using your debit card!
 
With these brand-new, FREE checking accounts, you can earn ATM fee refunds nationwide! Plus, you can choose a checking account with high-interest earnings, cash back on your purchases or rewards to spend at Amazon.com®, iTunes® and Google Play™.


Earning cash rewards and ATM fee refunds is super simple. To qualify each month, just do really convenient things that you’re probably doing already, like:
  • Use your debit card
  • Log in to online banking
  • Sign up for e-statements
There’s never a minimum balance for rewards. And, if you don’t make it one month, just try again. No worries, no penalties. Your free Kasasa® checking account is always free.
 

Choose the Kasasa account with the rewards you want.

Kasasa® Cash

Get an above-market interest rate with Kasasa® Cash.

Click to Apply
Disclosure >

Cash Details

Kasasa® Cash Benefits
  • Free checking that pays high dividends
  • 2.02% APY* on balances up to $5,000
  • 2.02% to 0.10% APY on balances over $5,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking
  • Online bill pay
  • Free mobile banking
  • Free e-statements
  • Free Visa® debit card
  • Nationwide shared branches via the CO-OP network
  • Nationwide surcharge-free ATMs via the CO-OP & Alliance One networks
  • Unlimited monthly transactions
  • No minimum deposit to open
Earn Rewards

It's so easy to qualify, you're probably already doing it! To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!

Terms & Conditions
Click here for terms & conditions.

Kasasa® Cash Back

Earn 4% back on your purchases with Kasasa® Cash Back.

Click to Apply
Disclosure >

Cash Back Details

Kasasa® Cash Back Benefits
  • Free checking that pays you back
  • 4.00% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $200 in purchases monthly
  • Earn up to $96 cash back per year, $8 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking
  • Online bill pay
  • Free mobile banking
  • Free e-statements
  • Free Visa® debit card
  • Nationwide shared branches via the CO-OP network
  • Nationwide surcharge-free ATMs via the CO-OP & Alliance One networks
  • Unlimited monthly transactions
  • No minimum deposit to open
Earn Rewards
It's so easy to qualify, you're probably already doing it! To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:
  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking at least once

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash Back account is still free. And you can get right back to earning your cash rewards the very next month!

Terms & Conditions
Click here for terms & conditions.

Kasasa® Tunes

Get rewarded for your purchases at Amazon®, iTunes® and Google Play™ with Kasasa® Tunes.
Click to Apply
Disclosure >

Tunes Details

Kasasa® Tunes Benefits
  • Earn $20 iTunes® or Amazon® credit upon initial account opening*
  • Earn $10 every month in iTunes® or Amazon® credit
  • No minimum balance required
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking
  • Online bill pay
  • Free mobile banking
  • Free e-statements
  • Free Visa® debit card
  • Nationwide shared branches via the CO-OP network
  • Nationwide surcharge-free ATMs via the CO-OP & Alliance One networks
  • Unlimited monthly transactions
  • No minimum deposit to open
Earn Rewards
Complete the following requirements each month to qualify:
  • Have at least 12 PIN-based/signature-based debit card purchases
  • Be enrolled in and agree to receive e-Statements
  • Be enrolled in and log into online banking at least once
Terms & Conditions
Click here for terms & conditions.

Want to learn more about Kasasa® before applying?

Please be sure to include your name, email address, and phone number, along with your preferred contact method, and we will be in touch with you soon.

Request More Info

Checking

MACU Kasasa® checking accounts are backed by our commitment to convenience, customer service and account security. By choosing a MACU Kasasa® checking account, you'll enjoy:

  • Access to your account in our branches, online or by smartphone/tablet
  • Real-time fraud monitoring
  • No monthly service charges
  • Free online banking and online bill pay
  • Overdraft protection
  • e-Statements
  • No annual or monthly usage fees
  • Surcharge-free access to nearly 5,000 ATMs nationwide

Current MACU offers

Memorial Day Auto Loan Special

 

Celebrate Memorial Day with auto loan rates as low as 3.75% APR! 

Call us today to get started: (219) 874-6943

 

*Rate reduction is applicable on new or used cars. **Example rate based on .25% rate reduction on a new car. Rate reduction good through May 31, 2023. Floor rate is 3.99%. All loans and rates are subject to your own personal credit history. Rates and terms are subject to change without notice.

 

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CD Special 2023

MACU's high-yield CD will plump up your piggy bank with a 3.562% APY! With a fixed term and rate of return, the MACU CD is a great way to save for short-term or long-term savings goals.

Call us today to get started: (219) 874-6943

 

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Balance Transfer
Balance Transfer

Transfer balances from high-rate credit cards to a low-rate MACU Visa!*

Read More
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