Enjoy convenience & security
with MACU checking accounts

Free checking accounts that reward you? Count us in! Kasasa® checking accounts reward you just for doing things that you're probably already doing, like using your debit card!
 
With these brand-new, FREE checking accounts, you can earn ATM fee refunds nationwide! Plus, you can choose a checking account with high interest earnings, cash back on your purchases or rewards to spend at Amazon.com®, iTunes® and Google Play™.


Earning cash rewards and ATM fee refunds is super simple. To qualify each month, just do really convenient things that you’re probably doing already, like:
  • Use your debit card
  • Log in to online banking
  • Sign up for e-statements
There’s never a minimum balance for rewards. And, if you don’t make it one month, just try again. No worries, no penalties. Your free Kasasa® checking account is always free.
 

Choose the Kasasa account with the rewards you want.

Kasasa® Cash

Get an above-market interest rate with Kasasa® Cash.

Online Application

Coming Soon

Disclosure >

Cash Details

Kasasa® Cash Benefits
  • Free checking that pays high dividends
  • 2.50% APY* on balances up to $5,000
  • 2.50% to 0.10% APY on balances over $5,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking
  • Online bill pay
  • Free mobile banking
  • Free e-statements
  • Free Visa® debit card
  • Nationwide shared branches via the CO-OP network
  • Nationwide surcharge-free ATMs via the CO-OP & Alliance One networks
  • Unlimited monthly transactions
  • No minimum deposit to open
Earn Rewards

It's so easy to qualify, you're probably already doing it! To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!

Terms & Conditions
Click here for terms & conditions.

Kasasa® Cash Back

Earn 4% back on your purchases with Kasasa® Cash Back.

Online Application

Coming Soon

Disclosure >

Cash Back Details

Kasasa® Cash Back Benefits
  • Free checking that pays you back
  • 4.00% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $200 in purchases monthly
  • Earn up to $96 cash back per year, $8 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking
  • Online bill pay
  • Free mobile banking
  • Free e-statements
  • Free Visa® debit card
  • Nationwide shared branches via the CO-OP network
  • Nationwide surcharge-free ATMs via the CO-OP & Alliance One networks
  • Unlimited monthly transactions
  • No minimum deposit to open
Earn Rewards
It's so easy to qualify, you're probably already doing it! To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:
  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking at least once

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash Back account is still free. And you can get right back to earning your cash rewards the very next month!

Terms & Conditions
Click here for terms & conditions.

Kasasa® Tunes

Get rewarded for your purchases at Amazon®, iTunes® and Google Play™ with Kasasa® Tunes.

Online Application

Coming Soon

Disclosure >

Tunes Details

Kasasa® Tunes Benefits
  • Earn $20 iTunes® or Amazon® credit upon initial account opening*
  • Earn $10 every month in iTunes® or Amazon® credit
  • No minimum balance required
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking
  • Online bill pay
  • Free mobile banking
  • Free e-statements
  • Free Visa® debit card
  • Nationwide shared branches via the CO-OP network
  • Nationwide surcharge-free ATMs via the CO-OP & Alliance One networks
  • Unlimited monthly transactions
  • No minimum deposit to open
Earn Rewards
Complete the following requirements each month to qualify:
  • Have at least 12 PIN-based/signature-based debit card purchases
  • Be enrolled in and agree to receive e-Statements
  • Be enrolled in and log into online banking at least once
Terms & Conditions
Click here for terms & conditions.

Checking

MACU Kasasa® checking accounts are backed by our commitment to convenience, customer service and account security. By choosing a MACU Kasasa® checking account, you'll enjoy:

  • Access to your account in our branches, online or by smartphone/tablet
  • Real-time fraud monitoring
  • No monthly service charges
  • Free online banking and online bill pay
  • Overdraft protection
  • e-Statements
  • No annual or monthly usage fees
  • Surcharge-free access to nearly 5,000 ATMs nationwide

Current MACU offers

Don't get Scrooged by your bank. Get more with MACU!

MACU is giving back this holiday season through its Don't Get Scrooged campaign. 

Christmas Loan Specials

Take the stress out of the holidays with MACU's Christmas 2017 Loan Specials! 

Visa Card 0% APR*

Keep the holiday magic with 0% APR for 6 months when using your MACU Visa. 

Low Rates

Auto Loan
Rates as low as 1.99% APR*
Home Equity Line of Credit
Rates as low as 1.99% APR for one year or 2.99% APR for two years***
Advantage Loans
Rates beginning as low as 7.99% APR*
6 Mo. Certificate
0.010% A.P.Y.
8 Mo. Certificate
0.010% A.P.Y.
12 Mo. Certificate
0.100% A.P.Y.
18 Mo. Certificate
0.100% A.P.Y.
24 Mo. Certificate
0.150% A.P.Y.
Max Money Market
$25,000 - $49,999 - 0.300% A.P.Y. | $50,000+ - 0.350% A.P.Y.
Advantage Savings
$5,000 - $9,999 - 0.100% A.P.Y. | $10,000 - $24,999 - 0.120% A.P.Y. | $25,000 - $49,999 - 0.150% A.P.Y. | $50,000+ - 0.150% A.P.Y.
Visa Platinum
Rates beginning as low as 8.50% A.P.R.*** and 1.99% A.P.R. on all balance transfers!**
RVs, Boats, and Motorcycles
Rates beginning as low as 5.75% A.P.R.*