Routing Number: 271291460 (219) 874-6943 - Michigan City, IN (219) 762-6228 - Portage, IN    

Start Early On College Saving

College costs can be more than a little painful, but with the proper financial planning, you could be whistling your child’s college fight song all the way to the bank.

FREEdom to travel with Shared Branching


Vacation is in the air. You can almost smell the saltwater and hear the crashing of the waves if you try hard enough. For those of you ready to trade in your snow shovel for a sand shovel, don’t worry; we have you covered.

Fund the Lifestyle You Love with MACU Lifestyle Loans


 Whether you are looking to make a big purchase or a lifetime of memories, we can help! With Lifestyle Loans from MACU, you can get the extra money you need for a vacation, wedding, dental treatment, or even pet care with flexible terms and a competitive interest rate. And, with no penalty for early payoff, you are in the driver’s seat.  

Community-wide FREE Shred Day


MACU’s FREE Shred Day is on the books for Saturday, June 20. Shredding sensitive documents helps prevent identity theft. Do your part to protect your identity by bringing your documents to the Ohio Street branch on June 20 to be professionally disposed of.

Shredding is easy with MACU. Simply pull up to the shred truck, and MACU team members will be available to take your documents to the shredder. Shred Day is open to the community.

Meet Brad Werner


Whether it’s retirement, college for your children, a vacation home, or financial peace of mind, we can help you chart a course for the future you are dreaming of through our Investment Services partner, Brad Werner.

Scholarship Winners Announced


Choosing scholarship winners is always an exciting yet difficult process. With so many deserving candidates, choosing the winners is not an easy task. However, after much deliberation, we are proud to announce the winners of MACU’s Scholarships for 2020.

MACU Offers Employees the Opportunity to Give Back


As a community credit union, one of our core values is giving back to the community. That’s why we instituted a time-off policy that allows our team members to take time off to volunteer. Not only does this allow us to give back to our community, but it also helps our team remember our mission to serve our community. 

Coronavirus: Scammers follow the headlines

"Scammers are taking advantage of fears surrounding the Coronavirus. They're setting up websites to sell bogus products, and using fake emails, texts, and social media posts as a ruse to take your money and get your personal information.

The emails and posts may be promoting awareness and prevention tips, and fake information about cases in your neighborhood. They also may be asking you to donate to victims, offering advice on unproven treatments, or contain malicious email attachments."


By Colleen Tressler
Consumer Education Specialist, FTC

Avoid Coronavirus Scams

"Scammers are taking advantage of fears surrounding the Coronavirus.

What the FTC is Doing

The FTC and FDA have jointly issued warning letters to seven sellers of unapproved and misbranded products, claiming they can treat or prevent the Coronavirus. The companies’ products include teas, essential oils, and colloidal silver.

The FTC says the companies have no evidence to back up their claims — as required by law. The FDA says there are no approved vaccines, drugs or investigational products currently available to treat or prevent the virus. Read more about the warning letters.

Avoid Coronavirus Scams

Here are some tips to help you keep the scammers at bay:


credit: Federal Trade Commission


UPDATE AS OF 5/1/20: 

Governor Holcomb has reduced some restrictions effective 5/4/2020. However, the Michigan City restrictions have not yet been lifted by Mayor Perry. Therefore, lobbies are still currently closed. However, MACU's drive throughs remain open to serve our members' needs. We would continue to ask members to utilize our other electronic delivery systems (i.e. ATMs, Mobile Banking, Online Banking, Night Depository, etc.) as much as possible; however, should you need to see a Member Service Representative, we ask that you call to schedule an appointment. The Portage branch will follow suite with Michigan City. Thank you for your patience and for being a valued member of our credit union.

UPDATE AS OF 3/19/20
The safety of our members, our community, and employees is our number one priority. We are continuing to monitor the situation closely and will keep you apprised of any developments that affect MACU.

  • DRIVE UPS: All drive ups are open and operating normal business hours
  • LOBBIES: Lobbies will be open by appointment only. Please call if you need assistance
  • ONLINE BANKING: Manage your accounts, transfer money, and pay bills. Enroll Today
  • MACU APP: Manage accounts, pay bills, transfer money, etc. Search MACU Mobile in the app store.
  • TELEPHONE BANKING: Check balances or transfer money. Call (219) 874-6943 or (877) 874-6943, ext. 2.
  • CALL: Call your local branch with any questions or transactions. Most things can be handled right over the phone. 
  • ATMs: Access your money at nearly 5,000 fee-free Alliance One ATMs
  • LOANS: Apply online or over the phone for a loan. 

We understand that many of our members and friends in the community are having their financial situations negatively impacted by escalating concerns over the COVID-19 virus.

Reduction of staffing and hours may quickly take a financial toll on many of our members' finances. As a result, we'd like to do what we can to help lessen the financial burden in any way possible:

  • CD PENALTIES WAIVED: We are waiving CD penalties if any member needs access to their money.
  • LOAN DEFERMENTS: Deferments are available on most loan types. If you are experiencing a financial hardship, talk to us, and we will see how we can help by deferring the monthly loan payment.
  • CHRISTMAS CLUB ACCOUNT PENALTIES WAIVED: We will waive penalties for withdrawing from Christmas Club accounts.
  • OVERDRAFT PROTECTION: MACU checking accounts with ODP are able to take advances not to exceed their $750 limit.
  • DEBT CANCELLATION PRODUCTS: If a member has purchased one of our debt cancellation products for a loan and needs help making a claim, please call for assistance.
  • LOANS: Apply for a loan online or over the phone.
  • ATMs: Daily withdraw limits will be increased to $500, effective Friday at 5 p.m.

If there is any other way we can help you, please reach out. Please know we will do what we can to help you during this difficult time.

Michigan City: (219) 874-6943 | Portage: (219) 762-6228



6170 US 6
Portage, IN 46368
(219) 762-6228

3064 Ohio Street
Michigan City, IN 46360
(219) 874-6943

Shared Branching


Branch Hours
Mon-Thu: 9am-5pm
Fri: 9am-6pm
Sat: 9am-12pm

Drive Thru Hours
Mon-Thur: 8:30am-5:30pm
Fri: 8:30am-6:00pm
Sat: 9:00am-12:00pm