Routing Number: 271291460 (219) 874-6943 - Michigan City, IN (219) 762-6228 - Portage, IN    

News (79)

Apply Now To Be A Volunteer On MACU's Supervisory Committee

 

 

If you have ever wanted to learn more about the operations of a credit union, consider volunteering as a Supervisory Committee member. The primary role of the Supervisory Committee is to coordinate the hiring of the external auditing company and report the findings of the audit. Additional responsibilities of the Supervisory Committee are to meet at least quarterly to discuss the committee’s audit findings of special audit projects that have been performed by committee members. Time requirements are only approximately 2-3 hours a month. The Supervisory Committee is always looking for volunteers who are passionate about the success of their credit union. The Supervisory Committee is accepting applications for this volunteer position. 

If you have additional questions about becoming a Supervisory Committee volunteer, please contact us at (219) 874-6943 or email the credit union at This email address is being protected from spambots. You need JavaScript enabled to view it..

 

 

 

 

 

Frequently Asked Questions Regarding Your New Visa Card

Notification of payees:

Should I notify companies that I am set up to pay automatically with my existing VISA and have a new card number?

YES. You will need to notify companies that you are currently paying automatically with your VISA and that you have a new card number so that they can update their records.

 

How to make a Payment:

Will I still be able to make my VISA payment at the branch? 

Here are two payment options for making a payment on your new VISA Card:

1. You will be able to send your payment to the address below:

        Cardmember Service

        PO Box 790408

        St. Louis, MO 63179-0408

2. Go to the MACU website (https://www.macuonline.org/products-services/creditcards/card-payments), go under Products and Services, then Credit Cards, and make a credit card payment. You can make payments once you add the routing number and account number you wish the Visa payment to come from. 

 

Card Usage:

How soon can I start using my new card that was recently mailed to me?

Once you activate your new card, you may use it immediately. Please destroy your old card once you have registered your new Visa Card. Your old card will no longer work as of 2/22/24.

 

I never received my new Visa Card:

What should I do if I still need to receive my new Visa Card?

Call Cardmember Service 24/7 at 1-800-558-3424 and request a replacement card.

 

 

 

 

 

Protect Yourself From Fraud

 

Scammers are always changing their methods to gain unauthorized access to your personal data. Safeguarding yourself by becoming acquainted with these vital guidelines and reminding watchful for any unusual account activities. 

 

Fraud Tips: 

- Do not share your one-time passcodes, PINs, passwords, or debit and credit card numbers. 

- Review your monthly statements for anything that isn't normal.

- MACU will NEVER contact you to ask for your personal information by email, text, or an unsolicited call. 

- Do not open any emails from people you do not know or click on the link within the message. 

- Use account alerts to stay on top of your account activity.

- Use caution with pop-up windows. If prompted, do not enter personal information or call an unverified number.

- Consider signing up for IDProtect through MACU. 

 

For additional tips and resources on protecting you and your family from identity theft and fraud, visit our partner, GreenPath, or call us for more information. 

 

Please contact us immediately at 219-874-6943 if you think or know you've been a victim of fraud. 

 

 

 

 

 

 

 

No need to worry about your deposits! MACU has you covered.

You may have heard about a large potential bank collapse in California where depositors were not able to get their deposits. In Indiana, specifically at Members Advantage Credit Union, your deposited funds are available and insured by the Federal Government's National Credit Union Share Insurance Fund.
 
Credit unions like Members Advantage Credit Union offer a safe place for credit union members to save money. Deposits at federally insured Credit Unions are protected by the National Credit Union Share Insurance Fund and insured up to at least $250,000 per individual depositor – the same as any other federally insured financial institutions. That means backing by the full faith and credit of the U.S. government.
 
Credit union members have never lost a penny of insured savings at a federally insured credit union. Visit MyCreditUnion.gov for more information about the National Credit Union Share Insurance Fund coverage for consumers. 
 
In addition to federal deposit insurance from National Credit Union Share Insurance Fund, several credit unions, like Members Advantage Credit Union, provide additional excess private deposit insurance through American Share Insurance for its membership. American Share Insurance has powered additional excess private primary deposit insurance for up $250,000 per member account since 1974 without experiencing a loss. Currently, American Share Insurance insures $2.2 billion from 1.3 million members.
 
American Share Insurance is licensed and dually regulated by the Ohio Department of Insurance and the Ohio Department of Commerce, as well as supervised by credit union regulators in the state of operation. American Share Insurance is also audited annually by Deloitte & Touche, LLP, and holds a history of low loss ratios and high equity levels.
 
Members Advantage Credit Union's depositors have their deposit accounts insured for more than the typical financial institution. Rest assured, your deposits are protected.
 
If you would like to know more about your insured deposits at Members Advantage Credit Union, please feel free to contact us. 

 

What is Spoofing?

Spoofing is when a caller changes the information on your caller ID display on purpose to hide their identity. They use neighbor spoofing so it appears that an incoming call is coming from a local number, or spoof a number from a company or a government agency that you may already know and trust. If you answer, they try to steal your money or personal information, which can be used in fraudulent activity. 

 

Click the link for more information about spoofing. 

https://www.fcc.gov/spoofing