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Member Appreciation Month Offers- 2024
We love our members, and the month of August is all about showing our gratitude for your continued support and loyalty. As a token of our appreciation, we have some exciting special offers exclusively available to our valued members. From irresistible loan rates to exclusive giveaways, this is our way of saying "Thank You" for being a part of the MACU family. Don't miss out on these fantastic deals and the chance to take advantage of the benefits of being a MACU member. It's our privilege to serve you, and we're looking forward to making this month unforgettable!
Please note these offers are valid starting August 1, 2024.
Can not combine other offers/discounts. Offers good through 8/31/24. Offers subject to change. MACU is not responsible for errors in advertising. *Rate based on credit history. Floor rate 4.99% APR. Offer valid for qualified applicants. **Offer valid for qualified applicants who refinance their existing non-MACU auto loan with Members Advantage Credit Union. Rate based on credit history. Floor rate 4.99% APR. ***Annual Percentage Yield (APY). Applies to personal accounts only. Advertised CD rate is valid as of August 1, 2024 and subject to change daily without notice. Rate applies to a 6,7, or 10 month term. Minimum $1,000 deposit required. A penalty may be charged for early CD withdrawal. Fees could reduce earning offers or promotions. ^New money means new money brought to Members Advantage Credit Union.^^Rate is 5.99% APR for 12 months. After 12 months, rate reverts back to standard rate. All loans based on personal credit history. Must qualify. Rate and terms are subject to change without notice. ^^^Once new Penny Panda account is open, you are automatically entered into the drawing for a family Washington Park Zoo pass. One winner only. +Entry form must be completed. Limit one entry per day.
Community-Wide FREE Shred Day: June 22, 2024
MACU’s FREE Shred Day is on the books for Saturday, June 22. Shredding sensitive documents helps prevent identity theft. Do your part to protect your identity by bringing your documents to the Ohio Street branch on June 22 to be professionally disposed of.
Shredding is easy with MACU. Simply pull up to the shred truck, and MACU team members will be available to take your documents to the shredder. Shred Day is open to the community.
We partnered with Salvation Army, and they will be collecting nonperishable goods for our community.
Frequently Asked Questions Regarding Your New Visa Card
Notification of payees:
Should I notify companies that I am set up to pay automatically with my existing VISA and have a new card number?
YES. You will need to notify companies that you are currently paying automatically with your VISA and that you have a new card number so that they can update their records.
How to make a Payment:
Will I still be able to make my VISA payment at the branch?
Here are two payment options for making a payment on your new VISA Card:
1. You will be able to send your payment to the address below:
Cardmember Service
PO Box 790408
St. Louis, MO 63179-0408
2. Go to the MACU website (https://www.macuonline.org/products-services/creditcards/card-payments), go under Products and Services, then Credit Cards, and make a credit card payment. You can make payments once you add the routing number and account number you wish the Visa payment to come from.
Card Usage:
How soon can I start using my new card that was recently mailed to me?
Once you activate your new card, you may use it immediately. Please destroy your old card once you have registered your new Visa Card. Your old card will no longer work as of 2/22/24.
I never received my new Visa Card:
What should I do if I still need to receive my new Visa Card?
Call Cardmember Service 24/7 at 1-800-558-3424 and request a replacement card.
Apply Now To Be A Volunteer On MACU's Supervisory Committee
If you have ever wanted to learn more about the operations of a credit union, consider volunteering as a Supervisory Committee member. The primary role of the Supervisory Committee is to coordinate the hiring of the external auditing company and report the findings of the audit. Additional responsibilities of the Supervisory Committee are to meet at least quarterly to discuss the committee’s audit findings of special audit projects that have been performed by committee members. Time requirements are only approximately 2-3 hours a month. The Supervisory Committee is always looking for volunteers who are passionate about the success of their credit union. The Supervisory Committee is accepting applications for this volunteer position.
If you have additional questions about becoming a Supervisory Committee volunteer, please contact us at (219) 874-6943 or email the credit union at This email address is being protected from spambots. You need JavaScript enabled to view it..
Protect Yourself From Fraud
Scammers are always changing their methods to gain unauthorized access to your personal data. Safeguarding yourself by becoming acquainted with these vital guidelines and reminding watchful for any unusual account activities.
Fraud Tips:
- Do not share your one-time passcodes, PINs, passwords, or debit and credit card numbers.
- Review your monthly statements for anything that isn't normal.
- MACU will NEVER contact you to ask for your personal information by email, text, or an unsolicited call.
- Do not open any emails from people you do not know or click on the link within the message.
- Use account alerts to stay on top of your account activity.
- Use caution with pop-up windows. If prompted, do not enter personal information or call an unverified number.
- Consider signing up for IDProtect through MACU.
For additional tips and resources on protecting you and your family from identity theft and fraud, visit our partner, GreenPath, or call us for more information.
Please contact us immediately at 219-874-6943 if you think or know you've been a victim of fraud.
Identity Theft & Fraud: How to Protect Yourself
In today's hyper-connected world, safeguarding your online identity is paramount. Join us for an insightful recorded webinar hosted by GreenPath Financial Wellness. They will delve into the essentials of identity theft and online fraud, illuminate common scams to watch out for, and equip you with strategies to fortify your digital defenses.
Common Questions on Debt Management Plans
When it comes to Debt Management Plans (DMPs) there can be a lot of unknowns—how they are set up, what the process looks like on our side, and the ways debt management can impact your overall financial picture. We’re wholehearted believers that educating yourself is the first step towards building healthy money habits, so we’ve rounded up several questions that our counselors hear most often.
Switch to Kasasa
Make the switch to financial freedom today! Experience the ease and rewards of our free Kasasa Checking account. Say goodbye to monthly fees and hello to a brighter financial future. Join us now and enjoy banking that works for you.
Call or stop by any branch to learn more!
https://www.macuonline.org/products-services/checking
4 Steps to Take with Your Student Loans
Borrowers should be ready to make student loan payments. Here are steps to move forward as protections end.
Download 4 Steps to Take with Your Student Loans PDF
ATM's and Branches Wherever You Go With College Banking
Are you ready to embark on your college journey? MACU is here to support you every step of the way with our exclusive College Banking and Shared Branching services.
Get Smart About Your Finances: As a college student, you need a banking partner that understands your unique needs. With MACU's College Banking, you'll enjoy no monthly service charges, convenient online and mobile banking access, and access to thousands of surcharge-free ATMs nationwide. It's time to take control of your financial future.
Connect Anywhere: Our Shared Branching network ensures that no matter where your studies take you, you'll have convenient access to your accounts. With over 5,000 shared branches nationwide, you can make deposits, withdrawals, and more, just as if you were at your local MACU branch.
Your Campus, Your Branch: Discover the freedom of banking wherever you go. MACU's College Banking and Shared Branching services provide the flexibility and convenience you need to manage your finances, so you can focus on what matters most: your education.
Join us today and experience the MACU difference. Contact us to learn more about our College Banking and Shared Branching services. Let us be your trusted financial companion throughout your college years and beyond.
