Fund the Lifestyle You Love with MACU Lifestyle Loans
Whether you are looking to make a big purchase or a lifetime of memories, we can help! With Lifestyle Loans from MACU, you can get the extra money you need for a vacation, wedding, dental treatment, or even pet care with flexible terms and a competitive interest rate. And, with no penalty for early payoff, you are in the driver’s seat.
Community-wide FREE Shred Day
MACU’s FREE Shred Day is on the books for Saturday, June 20. Shredding sensitive documents helps prevent identity theft. Do your part to protect your identity by bringing your documents to the Ohio Street branch on June 20 to be professionally disposed of.
Shredding is easy with MACU. Simply pull up to the shred truck, and MACU team members will be available to take your documents to the shredder. Shred Day is open to the community.
Meet Brad Werner
Whether it’s retirement, college for your children, a vacation home, or financial peace of mind, we can help you chart a course for the future you are dreaming of through our Investment Services partner, Brad Werner.
Scholarship Winners Announced
Choosing scholarship winners is always an exciting yet difficult process. With so many deserving candidates, choosing the winners is not an easy task. However, after much deliberation, we are proud to announce the winners of MACU’s Scholarships for 2020.
MACU Offers Employees the Opportunity to Give Back
As a community credit union, one of our core values is giving back to the community. That’s why we instituted a time-off policy that allows our team members to take time off to volunteer. Not only does this allow us to give back to our community, but it also helps our team remember our mission to serve our community.
Financial Assistance for Small Businesses
The CARES Act provides funding for SBA Paycheck Protection loans. These loans will help help small businesses pay their employee and cover expenses like benefits, building rent or mortgage interest and utilities. We've partnered with Kabbage to help you access these critical funds.
You may need the following information to complete your application.
- SBA Form 1919
- Articles of incorporation/organization
- Bylaws/operating agreement
- Payroll expense verification documents, including IRS forms 941 and 944, payroll summary reports and bank statements, summary of payroll benefits
- Mortgage or rent statements
- Utility statements
The U.S. Chamber of Commerce offers a guide and checklist and the SBA also provides additional information.
Disclaimer: Members Advantage Credit Union has partnered with Kabbage, Inc. to provide you access to the SBA loans made available through the federal CARES Act. All loan applications, documentation, decision and approval criteria are managed and administered by Kabbage. You understand thatMembers Advantage Credit Union will not be an originator or servicer of your loan. By clicking "Apply Now," you will leave the Members Advantage Credit Union site and will be re-directed to a website not controlled by Members Advantage Credit Union. The linked website may have a privacy policy that is different than that of Members Advantage Credit Union, please consult the linked website's privacy policy for further information.
Your use of the site and your reliance on any information on the site is solely at your own risk. All information on this site is provided in good faith, howeverMembers Advantage Credit Union makes no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability or completeness of any information on the site. Under no circumstance shallMembers Advantage Credit Union have any liability to you for any loss or damage of any kind incurred as a result of your use of the or reliance on any information provided on the site or your submitting a loan application to Kabbage.
Coronavirus: Scammers follow the headlines
"Scammers are taking advantage of fears surrounding the Coronavirus. They're setting up websites to sell bogus products, and using fake emails, texts, and social media posts as a ruse to take your money and get your personal information.
The emails and posts may be promoting awareness and prevention tips, and fake information about cases in your neighborhood. They also may be asking you to donate to victims, offering advice on unproven treatments, or contain malicious email attachments."
By Colleen Tressler
Consumer Education Specialist, FTC
Avoid Coronavirus Scams
"Scammers are taking advantage of fears surrounding the Coronavirus.
What the FTC is Doing
The FTC and FDA have jointly issued warning letters to seven sellers of unapproved and misbranded products, claiming they can treat or prevent the Coronavirus. The companies’ products include teas, essential oils, and colloidal silver.
The FTC says the companies have no evidence to back up their claims — as required by law. The FDA says there are no approved vaccines, drugs or investigational products currently available to treat or prevent the virus. Read more about the warning letters.
Avoid Coronavirus Scams
Here are some tips to help you keep the scammers at bay:
- Don’t click on links from sources you don’t know. They could download viruses onto your computer or device.
- Watch for emails claiming to be from the Centers for Disease Control and Prevention (CDC) or experts saying they have information about the virus. For the most up-to-date information about the Coronavirus, visit the Centers for Disease Control and Prevention (CDC) and the World Health Organization (WHO)."
credit: Federal Trade Commission
https://www.consumer.ftc.gov/features/coronavirus-scams-what-ftc-doing
MEMBER SERVICE UPDATE: 5/1/20
UPDATE AS OF 5/1/20:
Governor Holcomb has reduced some restrictions effective 5/4/2020. However, the Michigan City restrictions have not yet been lifted by Mayor Perry. Therefore, lobbies are still currently closed. However, MACU's drive throughs remain open to serve our members' needs. We would continue to ask members to utilize our other electronic delivery systems (i.e. ATMs, Mobile Banking, Online Banking, Night Depository, etc.) as much as possible; however, should you need to see a Member Service Representative, we ask that you call to schedule an appointment. The Portage branch will follow suite with Michigan City. Thank you for your patience and for being a valued member of our credit union.
UPDATE AS OF 3/19/20
The safety of our members, our community, and employees is our number one priority. We are continuing to monitor the situation closely and will keep you apprised of any developments that affect MACU.
- DRIVE UPS: All drive ups are open and operating normal business hours
- LOBBIES: Lobbies will be open by appointment only. Please call if you need assistance
- ONLINE BANKING: Manage your accounts, transfer money, and pay bills. Enroll Today
- MACU APP: Manage accounts, pay bills, transfer money, etc. Search MACU Mobile in the app store.
- TELEPHONE BANKING: Check balances or transfer money. Call (219) 874-6943 or (877) 874-6943, ext. 2.
- CALL: Call your local branch with any questions or transactions. Most things can be handled right over the phone.
- ATMs: Access your money at nearly 5,000 fee-free Alliance One ATMs.
- LOANS: Apply online or over the phone for a loan.
We understand that many of our members and friends in the community are having their financial situations negatively impacted by escalating concerns over the COVID-19 virus.
Reduction of staffing and hours may quickly take a financial toll on many of our members' finances. As a result, we'd like to do what we can to help lessen the financial burden in any way possible:
- CD PENALTIES WAIVED: We are waiving CD penalties if any member needs access to their money.
- LOAN DEFERMENTS: Deferments are available on most loan types. If you are experiencing a financial hardship, talk to us, and we will see how we can help by deferring the monthly loan payment.
- CHRISTMAS CLUB ACCOUNT PENALTIES WAIVED: We will waive penalties for withdrawing from Christmas Club accounts.
- OVERDRAFT PROTECTION: MACU checking accounts with ODP are able to take advances not to exceed their $750 limit.
- DEBT CANCELLATION PRODUCTS: If a member has purchased one of our debt cancellation products for a loan and needs help making a claim, please call for assistance.
- LOANS: Apply for a loan online or over the phone.
- ATMs: Daily withdraw limits will be increased to $500, effective Friday at 5 p.m.
If there is any other way we can help you, please reach out. Please know we will do what we can to help you during this difficult time.
Michigan City: (219) 874-6943 | Portage: (219) 762-6228
