When it comes to Debt Management Plans (DMPs) there can be a lot of unknowns—how they are set up, what the process looks like on our side, and the ways debt management can impact your overall financial picture. We’re wholehearted believers that educating yourself is the first step towards building healthy money habits, so we’ve rounded up several questions that our counselors hear most often.
Borrowers should be ready to make student loan payments. Here are steps to move forward as protections end.

Download 4 Steps to Take with Your Student Loans PDF
Spoofing is when a caller changes the information on your caller ID display on purpose to hide their identity. They use neighbor spoofing so it appears that an incoming call is coming from a local number, or spoof a number from a company or a government agency that you may already know and trust. If you answer, they try to steal your money or personal information, which can be used in fraudulent activity.
Click the link for more information about spoofing.
What do renting an apartment, getting a job offer, and car insurance rates all have in common? Your credit history could impact every one of these things (and more)! Credit is important for more than just getting a loan, although it impacts that too.
Understanding Your Credit Handout
Financial frustrations are common. Mobile banking apps can help you feel confident before a purchase by allowing you to check your available balance.
November brings longer nights, shorter days, and a time to reflect on all that we are grateful for.
If you are dealing with debt, you aren’t alone.
There’s a lot to get used to in these challenging times.