Routing Number: 271291460 (219) 874-6943 - Michigan City, IN (219) 762-6228 - Portage, IN Locations Contact

Common Questions on Debt Management Plans

When it comes to Debt Management Plans (DMPs) there can be a lot of unknowns—how they are set up, what the process looks like on our side, and the ways debt management can impact your overall financial picture. We’re wholehearted believers that educating yourself is the first step towards building healthy money habits, so we’ve rounded up several questions that our counselors hear most often.

 

Common Questions on Debt Management Plans

4 Steps to Take with Your Student Loans

Borrowers should be ready to make student loan payments. Here are steps to move forward as protections end.

 

Download 4 Steps to Take with Your Student Loans PDF

 

 

What is Spoofing?

Spoofing is when a caller changes the information on your caller ID display on purpose to hide their identity. They use neighbor spoofing so it appears that an incoming call is coming from a local number, or spoof a number from a company or a government agency that you may already know and trust. If you answer, they try to steal your money or personal information, which can be used in fraudulent activity. 

 

Click the link for more information about spoofing. 

https://www.fcc.gov/spoofing

 

Starting From Scratch: How to Build Credit

What do renting an apartment, getting a job offer, and car insurance rates all have in common? Your credit history could impact every one of these things (and more)! Credit is important for more than just getting a loan, although it impacts that too.

 

 

Understanding Your Credit Handout 

 

 

Checking Account Responsibilities

Financial frustrations are common. Mobile banking apps can help you feel confident before a purchase by allowing you to check your available balance. 

Renters Guide

6 steps to take when you can't afford rent. 

Celebrate No Spend November!

November brings longer nights, shorter days, and a time to reflect on all that we are grateful for.

First-Time Homebuyer?

Make Sure You’re Prepared for These 7 Hidden Costs

5 Tips for Managing Your Finances Through COVID-19 & Beyond

There’s a lot to get used to in these challenging times.