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Common Questions on Debt Management Plans

When it comes to Debt Management Plans (DMPs) there can be a lot of unknowns—how they are set up, what the process looks like on our side, and the ways debt management can impact your overall financial picture. We’re wholehearted believers that educating yourself is the first step towards building healthy money habits, so we’ve rounded up several questions that our counselors hear most often.

Common Questions on Debt Management Plans

GreenPath

Penny Panda Costume Contest

Calling all Penny Panda members! Get ready for some spooktacular fun this Halloween season. Parents or guardians of Penny Panda Savers Club members, it's your time to shine! Dress up your little ones in their Halloween best, snap a pic, and submit it for our costume contest.

Member Events

Penny Panda Movie Morning 2024

Calling all Penny Panda Savings Club members! Mark your calendars for this year’s movie morning on Saturday, December 7, 2024.

Member Events

Switch to Kasasa

Make the switch to financial freedom today! Experience the ease and rewards of our free Kasasa Checking account. Say goodbye to monthly fees and hello to a brighter financial future. Join us now and enjoy banking that works for you.

Call or stop by any branch to learn more!

https://www.macuonline.org/products-services/checking

Promos

4 Steps to Take with Your Student Loans

Borrowers should be ready to make student loan payments. Here are steps to move forward as protections end.

Download 4 Steps to Take with Your Student Loans PDF

GreenPath

No need to worry about your deposits! MACU has you covered.

You may have heard about a large potential bank collapse in California where depositors were not able to get their deposits. In Indiana, specifically at Members Advantage Credit Union, your deposited funds are available and insured by the Federal Government's National Credit Union Share Insurance Fund.

Credit unions like Members Advantage Credit Union offer a safe place for credit union members to save money. Deposits at federally insured Credit Unions are protected by the National Credit Union Share Insurance Fund and insured up to at least $250,000 per individual depositor – the same as any other federally insured financial institutions. That means backing by the full faith and credit of the U.S. government.

Credit union members have never lost a penny of insured savings at a federally insured credit union. Visit MyCreditUnion.gov for more information about the National Credit Union Share Insurance Fund coverage for consumers.

In addition to federal deposit insurance from National Credit Union Share Insurance Fund, several credit unions, like Members Advantage Credit Union, provide additional excess private deposit insurance through American Share Insurance for its membership. American Share Insurance has powered additional excess private primary deposit insurance for up $250,000 per member account since 1974 without experiencing a loss. Currently, American Share Insurance insures $2.2 billion from 1.3 million members.

American Share Insurance is licensed and dually regulated by the Ohio Department of Insurance and the Ohio Department of Commerce, as well as supervised by credit union regulators in the state of operation. American Share Insurance is also audited annually by Deloitte & Touche, LLP, and holds a history of low loss ratios and high equity levels.

Members Advantage Credit Union's depositors have their deposit accounts insured for more than the typical financial institution. Rest assured, your deposits are protected.

If you would like to know more about your insured deposits at Members Advantage Credit Union, please feel free to contact us.

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Mortgage Meet & Greet

Stop by to meet loan officer Heather Opperman from CU Mortgage Service, our preferred mortgage lending partner.

Appointments are highly encouraged as walk-ins may experience wait times. To make an appointment with Heather during one of the scheduled Meet & Greet events, please call 219-874-6943.

Member Events

Medicare Seminar 2022

Member Events

Members Appreciation Month 2022

At MACU, we love our members and are excited to celebrate you. During Members Appreciation and throughout the whole month of August, we have some great deals and giveaways for you. This is our way of saying THANK YOU!

Contest now closed.

Member Events

What is Spoofing?

Spoofing is when a caller changes the information on your caller ID display on purpose to hide their identity. They use neighbor spoofing so it appears that an incoming call is coming from a local number, or spoof a number from a company or a government agency that you may already know and trust. If you answer, they try to steal your money or personal information, which can be used in fraudulent activity.

Click the link for more information about spoofing.

https://www.fcc.gov/spoofing

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