MICHIGAN CITY — After 55 years, Members Advantage Credit Union still stays true to its name.

“We always try to put ourselves in our members’ shoes and consider how we would like to be treated,” President Frank Beachnau said.

• Make it fresh with a new coat of paint, but don’t forget to keep it neutral.
• Open up the space. Knock down those extra walls boxing you in.
• Give the landscape some love. Curb appeal goes a long way!

You may be familiar with a home equity loan. It’s a closed-end term loan that uses your home to secure the value, hence the name. These loans are sometimes referred to as second mortgages and usually have a 5-7 year life with one lump sum being borrowed at initiation of the loan.

If you are like most Americans, having your finances completely buttoned up may not be your strong suit. In fact, the statistics about Americans and finances are downright shocking. But, you don’t have to be a statistic. We’re here to help.

Kids who are taught the right way to handle money grow into financially savvy adults. And yet, according to a 2016 T. Rowe Price survey, 71% of parents are reluctant to talk about money with their children, and only 22% of kids say they talk with their parents "frequently" about money.