Routing Number: 271291460 (219) 874-6943 - Michigan City, IN (219) 762-6228 - Portage, IN    

No need to worry about your deposits! MACU has you covered.

You may have heard about a large potential bank collapse in California where depositors were not able to get their deposits. In Indiana, specifically at Members Advantage Credit Union, your deposited funds are available and insured by the Federal Government's National Credit Union Share Insurance Fund.
 
Credit unions like Members Advantage Credit Union offer a safe place for credit union members to save money. Deposits at federally insured Credit Unions are protected by the National Credit Union Share Insurance Fund and insured up to at least $250,000 per individual depositor – the same as any other federally insured financial institutions. That means backing by the full faith and credit of the U.S. government.
 
Credit union members have never lost a penny of insured savings at a federally insured credit union. Visit MyCreditUnion.gov for more information about the National Credit Union Share Insurance Fund coverage for consumers. 
 
In addition to federal deposit insurance from National Credit Union Share Insurance Fund, several credit unions, like Members Advantage Credit Union, provide additional excess private deposit insurance through American Share Insurance for its membership. American Share Insurance has powered additional excess private primary deposit insurance for up $250,000 per member account since 1974 without experiencing a loss. Currently, American Share Insurance insures $2.2 billion from 1.3 million members.
 
American Share Insurance is licensed and dually regulated by the Ohio Department of Insurance and the Ohio Department of Commerce, as well as supervised by credit union regulators in the state of operation. American Share Insurance is also audited annually by Deloitte & Touche, LLP, and holds a history of low loss ratios and high equity levels.
 
Members Advantage Credit Union's depositors have their deposit accounts insured for more than the typical financial institution. Rest assured, your deposits are protected.
 
If you would like to know more about your insured deposits at Members Advantage Credit Union, please feel free to contact us. 

 

Mortgage Meet & Greet

Stop by to meet loan officer Heather Opperman from CU Mortgage Service, our preferred mortgage lending partner.
 
Appointments are highly encouraged as walk-ins may experience wait times. To make an appointment with Heather during one of the scheduled Meet & Greet events, please call 219-874-6943.

 

Members Appreciation Month 2022

At MACU, we love our members and are excited to celebrate you. During Members Appreciation and throughout the whole month of August, we have some great deals and giveaways for you. This is our way of saying THANK YOU!

Contest now closed. 

   

    

What is Spoofing?

Spoofing is when a caller changes the information on your caller ID display on purpose to hide their identity. They use neighbor spoofing so it appears that an incoming call is coming from a local number, or spoof a number from a company or a government agency that you may already know and trust. If you answer, they try to steal your money or personal information, which can be used in fraudulent activity. 

 

Click the link for more information about spoofing. 

https://www.fcc.gov/spoofing

 

Starting From Scratch: How to Build Credit

What do renting an apartment, getting a job offer, and car insurance rates all have in common? Your credit history could impact every one of these things (and more)! Credit is important for more than just getting a loan, although it impacts that too.

 

 

Understanding Your Credit Handout 

 

 

Checking Account Responsibilities

Financial frustrations are common. Mobile banking apps can help you feel confident before a purchase by allowing you to check your available balance. 

Renters Guide

6 steps to take when you can't afford rent. 

MACU Accepting Applications for College Scholarships

MACU announced that scholarship applications are now being accepted for their annual Gail Walker and Leona Bruno scholarships, offered to high school seniors and students in their first or second year in college.

Lobbies open by appointment only beginning Nov. 17

For the safety of our members, our community, and employees, all MACU branches will only be open by appointment effective tomorrow, Tuesday, November 17, 2020, until further notice.

Newsletter

Locations

6170 US 6
Portage, IN 46368
(219) 762-6228

3064 Ohio Street
Michigan City, IN 46360
(219) 874-6943

Shared Branching

Hours

Branch Hours
Mon-Thu: 9am-5pm
Fri: 9am-6pm
Sat: 9am-12pm

Drive Thru Hours
Mon-Thur: 8:30am-5:30pm
Fri: 8:30am-6:00pm
Sat: 9:00am-12:00pm