Find your freedom with a MACU credit card

Looking for a new credit card? MACU’s Visa® card options can save you money and provide you with additional benefits.

  • Low APRs
  • Get rewarded for your everyday purchases
  • Balance transfer options. (Click here for more info)
  • No annual fees
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MACU Visa Classic

  • Rates beginning as low as 13.25% APR
  • 4.99% APR for 18 months on balance transfers
  • Funds on deposit to secure credit limit
  • No annual fee

Click to Apply

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MACU Visa Gold

  • Rates beginning as low as 10.25% APR
  • 4.99% APR for 18 months on balance transfers
  • Earn one point for every $1 spent
  • Points earned are redeemable for up to 5 years

Click to Apply

Credit Card Disclosures >

MACU Visa Platinum

  • Lowest rate Visa card
  • Rates beginning as low as 8.25% APR
  • 4.99% APR for 18 months on balance transfers

Click to Apply

Credit Card Disclosures >

Click here to download MACU's credit card agreement.
*Rates accurate as of January 16, 2020. All credit card limits are based on your personal credit history. Other restrictions may apply. All rates quoted are subject to change without notice. APR rate then reverts back to the assigned rate after six months.

Visa Rewards Points

With your MACU Visa Gold card, you can earn points on everyday purchases. Earn one point* for every dollar you spend.
With Visa Rewards, you can redeem your points for a variety of rewards including:
  • Gift cards for restaurants and merchants
  • Merchandise such as iPods and Blu-Ray™ players
  • Tickets to NBA, NFL, Major League Baseball, NHL and NCAA games
  • Activities like amusement park visits, spa excursions, sightseeing & outdoor adventures
  • Much, much more
Sign up today and start receiving the rewards you deserve!

Click here to redeem your Visa rewards

*Rewards only apply to Visa Gold Cards. Your rewards accrue monthly and expire in five years. And if you decide to change your Visa Rewards to another one of our great options - or if you close the card - they will expire 18 months from the date your card is switched or closed.

Current MACU offers

Balance Transfer

Transfer balances from high-rate credit cards to a low-rate MACU Visa!*

Apply Online

Applying for a MACU loan or credit card has never been easier! To open an account, take advantage of MACU's low-interest loans, or open a low-interest MACU Visa, simply click here to apply! 

Get a low-rate car loan with MACU!

It's prime car-buying season! With car rates as low as 1.99% APR*, MACU offers some of the lowest rates in the region! Get yourself in that new car or truck you've been dreaming about!