Find your freedom with a MACU credit card

Looking for a new credit card? MACU’s Visa® card options can save you money and provide you with additional benefits.

  • Low APRs
  • Get rewarded for your everyday purchases
  • Balance transfer options. (Click here for more info)
  • No annual fees
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MACU Visa Classic

  • Rates beginning as low as 14.75% APR
  • 1.99% APR on balance transfers
  • Funds on deposit to secure credit limit
  • No annual fee

Online Application Coming Soon

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MACU Visa Gold

  • Rates beginning as low as 11.75% APR
  • 1.99% APR on balance transfers
  • Earn one point for every $1 spent
  • Points earned are redeemable for up to 5 years

Online Application Coming Soon

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MACU Visa Platinum

  • Lowest rate Visa card
  • Rates beginning as low as 9.75% APR
  • 1.99% APR on balance transfers

Online Application Coming Soon

Credit Card Disclosures >

Click here to download MACU's credit card agreement.
*Rates accurate as of December 2017. All credit card limits are based on your personal credit history. Other restrictions may apply. All rates quoted are subject to change without notice. APR rate then reverts back to assigned rate after six months.

Visa Rewards Points

With your MACU Visa Gold card, you can earn points on everyday purchases. Earn one point* for every dollar you spend.
With Visa Rewards you can redeem your points for a variety of rewards including:
  • Gift cards for restaurants and merchants
  • Merchandise such as iPods and Blu-Ray™ players
  • Tickets to NBA, NFL, Major League Baseball, NHL and NCAA games
  • Activities like amusement park visits, spa excursions, sightseeing & outdoor adventures
  • Much, much more
Sign up today and start receiving the rewards you deserve!

Click here to redeem your Visa rewards

*Rewards only apply to Visa Gold Cards. Your rewards accrue monthly and expire in five years. So, this means all the points you earn during October of this year must be redeemed by the end of October in 2019. And if you decide to change your Visa Rewards to another one of our great options - or if you close the card - they will expire 18 months from date your card is switched or closed.

Current MACU offers

Auto Loan

Adventure awaits with a MACU auto loan with rates as low as 1.99%*! Start your next adventure with that new car or truck you've been dreaming about. 


Put your home to work for you with a low-interest Home Equity Line of Credit.

ID Protect

IDProtect provides the following protections for you and your joint account holders, all for only $2.00 a month.