Keep rolling with a MACU auto loan

With MACU auto loan rates as low as 1.99% APR*, you can get that car or truck you’ve been dreaming about. Get pre-approved for your auto loan by applying for a vehicle loan below, calling us or by stopping in one of our locations.

  • Low interest rates
  • Quick, easy approval process
  • Online application
  • Flexible payment options, including Online Banking, Auto Transfer, and Direct Deposit
  • Debt cancellation options
  • No pre-payment penalties
Click here to apply

Refinance your existing auto loan with MACU

Refinance your auto loan with MACU, and you could pay even less each month.

  • Lower your rate
  • Lower your monthly car payments
Click here to apply



*The current APR is described as a "beginning as low as" rate. All loans and rates are based subject to your own personal credit history. You may or may not receive the "beginning as low as" rate advertised because all loans and rates are subject to your own personal credit. Rates and terms are subject to change without notice.

Get an estimate for your new auto payment

Use this auto loan calculator to estimate monthly payments on your next new or used loan. Enter the vehicle purchase price, down payment, trade-in value (if applicable), interest rate and number of monthly payments to calculate your monthly car loan payments.

Click here to apply

Payment Calculator

Current MACU offers

Our Gift to You



With MACU's Skip-a-Pay program, you can choose one month to skip making a payment on your loan.*

Special holiday Visa offer

You wait all year for it, and it's back by popular demand! That's right; we're offering 0% APR* on purchases made between 11/15/19 and 12/31/19.

Great Rates

Auto Loan
Rates as low as 1.99% APR*
Home Equity Line of Credit
Rates as low as 3.99% APR for 24 months***
Advantage Loans
Rates beginning as low as 6.50% APR*
6 Mo. Certificate
1.157% A.P.Y.
12 Mo. Certificate
1.359% A.P.Y.
18 Mo. Certificate
1.410% A.P.Y.
24 Mo. Certificate
1.562% A.P.Y.
Max Money Market
$25,000 - $49,999 - 0.753% A.P.Y. | $50,000+ - 0.803% A.P.Y.
Advantage Savings
$5,000 - $9,999 - 0.501% A.P.Y. | $10,000 - $24,999 - 0.511% A.P.Y. | $25,000 - $49,999 - 0.552% A.P.Y. | $50,000+ - 0.552% A.P.Y.
Visa Platinum
Rates beginning as low as 10.50% A.P.R.*** and 1.99% A.P.R. on all balance transfers!**
RVs, Boats, and Motorcycles
Rates beginning as low as 5.99% A.P.R.*