Find your freedom with a MACU credit card

Looking for a new credit card? MACU’s Visa® card options can save you money and provide you with additional benefits.

  • Low APRs
  • Get rewarded for your everyday purchases
  • Balance transfer options. (Click here for more info)
  • No annual fees

Manage your MACU credit card account

Launch the portal and login to:
  • Look at account balance and current activity
  • Make payments
  • Get copies of statements
  • Due balance transfer (Unlimited transfers)
  • Report card lost or stolen
  • View payment activity

MACU Visa® Classic

  • Rates beginning as low as 16.25% APR
  • 4.99% APR for 18 months on balance transfers
  • Funds on deposit to secure credit limit
  • No annual fee

Click to Apply

Credit Card Disclosures >

MACU Visa® Gold

  • Rates beginning as low as 13.25% APR
  • 4.99% APR for 18 months on balance transfers
  • Earn one point for every $1 spent
  • Points earned are redeemable for up to 5 years

Click to Apply

Credit Card Disclosures >

MACU Visa® Platinum

  • Lowest rate Visa® card
  • Rates beginning as low as 11.25% APR
  • 4.99% APR for 18 months on balance transfers

Click to Apply

Credit Card Disclosures >

Download MACU's credit card agreement
*Rates accurate as of January 16, 2020. All credit card limits are based on your personal credit history. Other restrictions may apply. All rates quoted are subject to change without notice. APR rate then reverts back to the assigned rate after six months.

Want to learn more about MACU Visa cards before applying?


Please be sure to include your name, email address, and phone number, along with your preferred contact method, and we will be in touch with you soon.

Request More Info

Visa Rewards Points

With your MACU Visa Gold card, you can earn points on everyday purchases. Earn one point* for every dollar you spend.
With Visa Rewards, you can redeem your points for a variety of rewards including:
  • Gift cards for restaurants and merchants
  • Merchandise such as iPods and Blu-Ray™ players
  • Tickets to NBA, NFL, Major League Baseball, NHL and NCAA games
  • Activities like amusement park visits, spa excursions, sightseeing & outdoor adventures
  • Much, much more
Sign up today and start receiving the rewards you deserve!

Click here to redeem your Visa rewards

*Rewards only apply to Visa Gold Cards. Your rewards accrue monthly and expire in five years. And if you decide to change your Visa Rewards to another one of our great options - or if you close the card - they will expire 18 months from the date your card is switched or closed.

Current MACU offers

Balance Transfer

Transfer balances from high-rate credit cards to a low-rate MACU Visa!*

ID Protect

IDProtect provides the following protections for you and your joint account holders, all for only $2.00 a month.