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Enjoy more with a MACU Visa Platinum

The ONLY Credit Card you need—Members Advantage Credit Union’s VISA Card!  All of our Visa cards all feature a 1.99% A.P.R. balance transfer rate for 6 months, and rates as low as 8.50% A.P.R.

Are high interest loan and credit card rates weighing you down? Do you want to lighten up on the amount of interest you’re currently paying? Members Advantage Credit Union has a solution for you! With Members Advantage Credit Union VISA Card you benefit from…

NO FEES for Multiple Balance Transfers or Cash Advances

  • Same low rate whether you use the card for purchases or cash advances
  • ZERO Fraud Liability if your card is lost or stolen

Already have a VISA Card with us? Great! We can transfer multiple balances from your high interest loans and credit cards to your Members Advantage Credit Union VISA Card.

Don’t keep paying those higher interest rates. Transfer your balances to us! Click here to download form.

*All credit card limits are based on your personal credit history. Other restrictions may apply. All rates quoted are subject to change without notice. A.P.R. rate then reverts back to assigned rate after 6 months.   

Compared Credit Cards Lately? Members Advantage Credit Union’s VISA card options can save you money and provide you with additional benefits.

With our VISA Classic, VISA Gold and VISA Platinum, there’s a card to meet everyone’s needs!

VISA Card Features:

  • No Annual Fee
  • No Balance Transfer Fee
  • Low Minimum Monthly Payment
  • Easy Payment Options: In Branch, by Mail, Phone or Online
  • Credit Decisions Made Locally
  • Same-Day Approval
  • 1.99% APR Balance Transfer for up to Six Months
  • Multiple Balances Transfers
  • Optional Credit Life and Disability Protection

Apply for a VISA Credit Card Loan now!

VISA Platinum

Looking for a low interest rate credit card? Our VISA Platinum is the answer, featuring our lowest VISA card rate—currently at 8.50% A.P.R.


This Visa card gives you the chance to earn points with every purchase good for merchandise. You earn a point for every dollar spent with the card, and points earned are redeemable for the next five years. The current rate is at a low 10.50% A.P.R.

Click here to redem your VISA rewards points!

VISA Classic

Looking to establish good credit or rebuild your credit history? Our traditional or secured VISA Classic may be a nice fit. The secured VISA card works like our other Visa products, except it has funds on deposit securing the credit limit. We have limits as low as $300. Monthly pay history will be reported to the credit bureau to build or improve your credit worthiness. The current rate on our Visa Classic is 13.50% A.P.R. Members Advantage is one of the few financial institutions in the region that offers a secured credit card at a reasonable rate and no annual fee. Should you be taking ADVANTAGE of this benefit?

Click here to report a lost or stolen VISA Credit Card

*Offer valid at any MACU location. Must be 18 years or older to qualify. APR = annual percentage rate. Visa credit card terms and conditions apply. Must be pre-approved.